Platform
Duruj’s Advanced
Digital Payment Solutions
Digitize your enterprise startups and businesses with our top-notch payment solutions.
Enabling the financial world
Duruj: Digital Payment Platform
Duruj began its journey in the year of 2010 under the umbrella of Aaron techs, a leading mobile application development company. Duruj has come up with several digital financial solutions such as Mobile Money, Agency Banking, Automated Fuel Solution, Parking Solution, etc. Duruj has earned its reputation as a technology solution provider with a global market approach for Fintech Solutions. Duruj leverages cutting-edge technologies to deliver superior FinTech solutions that cater to Non-Banking Financial Institutions, Enterprises, Banks, MNOs and Telcos.
- Adaptable
- Accommodating
Product Overview
Revolutionizing Finance, One Solution at a Time
Revolutionize finance with our innovative solutions, offering control, efficiency, and transparency. Set new standards in fintech with our user-centric approach and cutting-edge technology. Transform your financial interactions with our accessible, empowering platform.
Aligns MFS Service Providers and Users In A Collusive Ecosystem
• Synergizing customers, merchants, and service providers on one ecosystem
Micro Service-Based Modular Architecture
• The highest degree of flexibility and scalability with multi-thread nonblocking architecture
Agile and Flexible For Faster Deployment On Cloud Or On-premise
• Being cloud ready offers high TPS with a lower TCO and can be deployed faster
Comprehensive, Omni Channel White labelled Solution
• Readily available for omnichannel launch. • No need for developing from scratch.
One Platform For All Your Digital Payment Needs
• Offers a wide range of payment and marketing solutions under one mobile interface. • Creative, unique offering for each customer based on their transactional behavior.
Industries
Industries We Serve
Empower diverse industries with tailored fintech solutions for greater efficiency and growth. Drive success across sectors by leveraging our expertise and innovative approach.
Non-Banking Financial Institutions
Our product caters to all the Non-Banking Financial Institutions with services such as Mobile wallets, Top-Up & Bill payments, Money transfers, E-KYC, Merchant payments, E-Ticketing, Loyaly & Rewards, and International Remittance.
Banks
Not just NBFI’ but to the main financial services providers, Banks, are also our esteemed customers for services such as Mobile Wallet, Agency Banking, Mobile Banking, Top-up & Bill Payments, Merchant Payments, and Loyalty & Rewards, E-KYC.
Enterprises
We also assist enterprises and established organizations with services such as Mobile Wallet, Collection Account, Disbursement Account, Bulk Salary disbursement, Bulk Air time disbursement, Sales collection, Vendor Payments Enterprises.
MNOs/Telcos
MNO’s and Telcos are also some of our target audience with requirements of services like Mobile Wallets, Top-Up & Bill payments, P2P, G2P transfers, international remittances, bulk air time distribution, merchant payments, E-KYC, Loyalty & Rewards.
Unlocking Opportunities for Financial Growth
Capital Market Insights
At Duruj, we provide comprehensive insights and analysis into the dynamic world of capital markets. With our expertise and dedication to empowering investors, we offer strategic guidance and actionable intelligence to navigate the complexities of the financial landscape.
- Market Analysis
- Investment Strategies
- Risk Management
Advanced Range of Features
- Scan QR to Pay
- Tap & Pay (NFC)
- USSD Payments
- Remote Payments
- Unbanked
- Banked
- Monetize through Dynamic Configurations
- Optimize System Performance
- Monitor through Dashboards
- Track all transactions
- Prevent Disasters Proactively
- Core product available
- White labelled solution
- Exemplary Seamless Integrations
- Readily available Open APIs
Use Cases
Key Use cases for your Financial Services
Explore real-world applications of our fintech solutions, delivering tangible value and efficiency enhancements. From streamlined payment processing to data-driven analytics, discover how our tools optimize operations and drive business growth.
Wallet Services
- Cash in - Cash Out
- P2P Transfer
- Sub Wallet Transfer
- Request money
- Transaction History
- Split bill payments
Top-Up
- Airtime Top up
- Digital TV top up
- Metro Card top up
- Stored Value Card Top up
- Toll card/tag Top up
- Prepaid Eletricity
- Prepaid water
Bill Payments
- Power Bill Payments – Single stage
- Multistage bill payments
- Tax payments
- Gas Bill
- Water Bill
- Mobile Postpaid - Fee payments
- Landline bill payment
- Data card bill payment
- Broadband bill payment
- Insurance payments
Mobile Banking
- Wallet to Bank transfer
- Bank to Wallet transfer
- Debit card/ credit card to wallet
- Wallet to Debit /Credit card
- ATM withdrawal
- Micro Credit/Loans
- Inter-bank transfers
- Credit card payments
E-KYC
- SIM Card E-KYC
- Bank Account Opening
- NFC Tagging
- Service Activation
- Mobile Money Account Activation
International Remittance
- To Bank Account
- Via agent
- Mobile money
- Air time Top up
Merchant Payment
- Retail merchant payments
- Fuel payments
- Parking Payments
- Toll Payments
- Supermarket/ Grocery Payments
- Ride hailing payments
- Restaurants & Eateries payments
- Events Payments
- Movie Payments
- Online merchant payments
Enterprise Mobile Money
- Collection Account
- Disbursement Account
- Bulk Salary payments
- Bulk Subsidy distribution
- Bulk Airtime Distribution
- Sales cash collection
- Cash vendor payments
- MFI Loan disbursement
- MFI Loan collection
Loyalty & Rewards
- Power Bill Payments – Single stage
- Multi Stage bill payments
- Tax payments - Gas Bill - Water Bill
- Mobile Postpaid - Fee payments
- Landline bill payment
- Data card bill payment
- Broadband bill payment
- Insurance payments
Why Choose Duruj?
Why Choose Duruj: Digital Payment Platform?
A cluster of advanced payment solutions with the latest technology that provide endless benefits for your financial and fintech services to help you in growing and scaling your business.
Our solution is ready to use. You can plug & play any module as per your business need and can start enjoying the digital wallet service the very next moment by employing our e-wallet platform.
You can modify, replace, or add new features in the solution based on your business needs as our solution is 100% customizable.
With our qualified customer-focused and easy-to-use digital payment solution, you ensure a seamless user experience.
You can launch the product quickly after deployment as our core solution is ready and available.
Your cost of ownership is reduced because we also support micro-service architecture and cloud deployment.
You will get a completely secure platform that is PCI SSF standard compliant for users’ data protection and safety.
