Next-Gen Agency Banking Solution

Empowering banks to make banking services available anywhere to their customers and expand customer base quickly with the most reliable agency banking solution.

Branchless banking made simple

Provide banking services anywhere to your banked and unbanked customers and extend your banking network with our reliable and cost-effective agent banking solution.

Everything your bank can do

Get a plethora of benefits for your bank and provide the best branchless banking services.

Boost financial inclusion

Extend your services to far and remote rural geographical areas with very little to no banking availability and be one of the earliest ones to boost financial inclusion there. Also, provide banking to not just banked, but also to unbanked and unregistered customers.

Enhance your customers’ experience

Provide your customers, even the ones living in the farthest of locations with easy accessibility to all of your banking services. Also, the customers who are nearby but do not have the time and means to visit the local branch can avail of your services.

Reduce your operational costs & boost your revenues

Your business revenues will increase with the reduction in operational costs due to branchless banking and more customer intake. Along with that, save costs of new branches with agency banking and instead, create a strong network of agents.

Increase revenue streams for banks & agents

An expanding customer base means an increase in the number of revenue streams for your bank. Agents also get more opportunities for earning income with the expansion in different locations due to branchless banking services to everyone, everywhere.

High-Level Architecture to Encourage Financial Inclusion

Our Adaptable digital payment platform is sculpted with the ambition of increasing financial inclusion & boosting economic development by empowering Banks, FinTech companies, and Financial services providers with our Agency Banking Solutions.

Best standard we follow

We follow only the best practices to cater to the biggest Tier 1 and Tier 2 banks with our reliable agency banking solution.

Simplified agent hierarchy management

Take your banking services to your customer’s doorstep by converting local shops into agency banking centers. Engage our reliable agency banking solution with your bank to simplify agent hierarchy management. You can manage a successful agent network, expand your customer base in rural areas, onboard new agents easily, and more.

Business rule engine

Empowering banks to make accurate yet faster decisions with our smart business rule engine that are dynamic and not static. Easily execute one or more business rules in runtime and enable profiling and segmenting of customers for banking products. Get agility to keep up with the evolving regulations and changing market conditions.

Benefits your Business will Secure with Our Solution

Our solution offers optimistic benefits to your bank due to its advanced modules created with all the latest technologies for you to provide the best banking experience.

White-Labelling & Customization

Rebrand, custom – add or remove features you want as per your business need and sell your services in your name.

Multi-currency & Multi-tenant

You can increase financial inclusion by trading in multi-currencies and operating multiple environments.

Exemplary Integrations (APIs)

You can easily integrate 3rd party vendor platforms into our solution to enhance your business performance and offerings.

Faster time to market

Our product is equipped and ready to launch. You can leverage the market demand right after the installation.

Micro service based architecture

You can get greater business agility, improved scalability & operational efficiency, and easily maintain the solution even if something goes wrong.

Launch and optimize new services

You can optimize the new services as per your business needs and launch a final product that you think will deliver results.

Duruj’s success over the years

Over the years, Duruj has successfully delivered several customized and top-notch digital wallet solutions for its clients. You can get a glimpse of a few of those works here.

Under NDA

Duruj has provided a dynamic e-wallet feature solution to its South African client

The application is more than what other e-wallet applications are available in the market. It has unique features, an extra layer of security to protect its customers, an intuitive user interface to provide an unforgettable experience.

South Africa
Under NDA

Duruj provides a feature-rich digital wallet solution to its Ethiopia-based client

Alliance Mobile Solutions is a FinTech startup based in the Ethiopia. It aims to offer utmost ease and convenience in person-to-person transfer, bill payments, and merchant payment services via a robust mobile wallet solution.


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Get a clear path to your financial goals.

Duruj®  is a great way to send money to friends and family, even if they bank somewhere different than you do. That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends.

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