AGENCY BANKING SOLUTION
Next-Gen Agency Banking Solution
Branchless banking made simple
- Low acquisition cost
- Upsell other banking products
- Amplify number of transactions
- Increased customer stickiness
Everything your bank can do
Get a plethora of benefits for your bank and provide the best branchless banking services.
Boost financial inclusion
Extend your services to far and remote rural geographical areas with very little to no banking availability and be one of the earliest ones to boost financial inclusion there. Also, provide banking to not just banked, but also to unbanked and unregistered customers.
- Ability to reach smallest and remotest rural areas
- Delivers financial services to even unbanked customers
Enhance your customers’ experience
Provide your customers, even the ones living in the farthest of locations with easy accessibility to all of your banking services. Also, the customers who are nearby but do not have the time and means to visit the local branch can avail of your services.
- Ability to easily access all services
- More flexibility and convenience for existing customers
Reduce your operational costs & boost your revenues
Your business revenues will increase with the reduction in operational costs due to branchless banking and more customer intake. Along with that, save costs of new branches with agency banking and instead, create a strong network of agents.
- Branchless banking
- Performance-based commission for agents
Increase revenue streams for banks & agents
An expanding customer base means an increase in the number of revenue streams for your bank. Agents also get more opportunities for earning income with the expansion in different locations due to branchless banking services to everyone, everywhere.
- Expand customer base
- Create more opportunities for agents
High-Level Architecture to Encourage Financial Inclusion
Best standard we follow
We follow only the best practices to cater to the biggest Tier 1 and Tier 2 banks with our reliable agency banking solution.
Simplified agent hierarchy management
Take your banking services to your customer’s doorstep by converting local shops into agency banking centers. Engage our reliable agency banking solution with your bank to simplify agent hierarchy management. You can manage a successful agent network, expand your customer base in rural areas, onboard new agents easily, and more.
- Offer unlimited agent hierarchies
- Reduce acquisition cost
- Scale your network quickly
- Easily maintain float and liquidity
Business rule engine
Empowering banks to make accurate yet faster decisions with our smart business rule engine that are dynamic and not static. Easily execute one or more business rules in runtime and enable profiling and segmenting of customers for banking products. Get agility to keep up with the evolving regulations and changing market conditions.
- Transaction Rules
- Compliance Rules
- Service Accessibility Rules
- Notification Rules
Benefits your Business will Secure with Our Solution
White-Labelling & Customization
Multi-currency & Multi-tenant
Exemplary Integrations (APIs)
Faster time to market
Micro service based architecture
Launch and optimize new services
Duruj’s success over the years
Over the years, Duruj has successfully delivered several customized and top-notch digital wallet solutions for its clients. You can get a glimpse of a few of those works here.
FinTech
Under NDA
Duruj has provided a dynamic e-wallet feature solution to its South African client
The application is more than what other e-wallet applications are available in the market. It has unique features, an extra layer of security to protect its customers, an intuitive user interface to provide an unforgettable experience.
Country
South Africa
Solution
e-Wallet
FinTech
Under NDA
Duruj provides a feature-rich digital wallet solution to its Ethiopia-based client
Alliance Mobile Solutions is a FinTech startup based in the Ethiopia. It aims to offer utmost ease and convenience in person-to-person transfer, bill payments, and merchant payment services via a robust mobile wallet solution.
Country
